Shop Now. Pay In 4 Equal Instalments, Interest-Free.
This is shopping.
Hamper World is proud to announce the addition of Payflex as a payment option on our website.
What is Payflex?
Payflex offers the first truly free payment plan in South Africa. Check out with Payflex and pay only 25% of the purchase price today. Your goods are shipped immediately. And you pay the rest over 6 weeks at no additional cost (zero fees, zero interest*).
* Default fees apply if you miss a payment.
Is Payflex really free?
Yes. Payflex offers the first truly free spending plan in South Africa. Buy now and pay later with Payflex, and it won’t cost you a cent more (if you pay on time). Default fees apply if you miss a payment.
What cards does Payflex accept?
You can use any American Express, Visa or Mastercard card (Debit, Credit or Cheque) to make a Payflex payment. It’s so simple.
Is it safe to use Payflex?
Absolutely. Payflex is an established payments company, and part of the $1bn Zip Co group that is listed in Australia. All payments are processed through state-of-the-art PCI compliant payment systems that ensure the security of your payments.
How do I make a Payflex purchase online?
We’re sure you want the short answer – with ease! When you’ve found the item you can’t live without – even if you’re not feeling too flush – click “add to cart” and head to the payment page (it’s the one that usually comes up after you add your info) and select Payflex as your payment method. If you’re a Payflex first-timer, we’ll need to do a painless assessment. All we’ll need are a few personal deets like your name, email address and ID number and our super-quick, awesome software will assess your application. Our system works in real-time, so if everything checks out, you’ll be good to shop in less than a minute. You’ll have to agree on the instalment schedule and pay your first instalment. Then it’s business as usual, with the retailer preparing your goods for pick-up or to be sent off.
Is there really no interest and no extra fees?
That’s right and we’ll shout if from the rooftops! THERE REALLY IS NO INTEREST OR EXTRA FEES. Simply put, we’re not like your traditional finance companies. We believe in giving you the choice to get it now and pay later! Pay your scheduled payments on time and you’ll pay the original price your item was advertised for. It does sound too good to be true, doesn’t it? There’s only one time you would ever pay more … if you miss a scheduled payment, then sadly, we’ll have to charge a R65 (incl. VAT) default fee to cover our costs and a further R65 (incl. VAT) for every week the instalment is outstanding for a maximum of three (3) charges. So, to avoid the added drama, just make sure you have money in your account in advance of your scheduled instalment. We’ll email you in advance every time as a reminder.
What is required to make my first purchase using Payflex?
If it’s your first-ever time using Payflex, welcome! We’ll just need to iron out some small details (you know, the usual name, mobile number, email address and South African ID number) then we’ll do a quick automatic credit and ID assessment to see that you are who you say you are and all that! No blood test needed. Our system does this instantly and if all is good, and you agree to the payment schedule, you can make your first payment with any Debit, Cheque or Credit card (all Visa, Mastercard or American Express Cards are accepted).
Why wasn’t my application accepted?
To take advantage of flexing the way you pay, you’ll need to meet our minimum requirements. If you weren’t approved for a flexible payment plan then you may have a poor credit history or no history at all. After all, we are giving you access to a free-spending plan, so our system will need to assess a number of factors to work out your spending limit. Unfortunately, if you don’t meet them, you will be declined. It’s not that we’re being mean, just responsible. We actually have your best interests at heart, and we need to make sure our customers are all geared up to make payments on time.
When will my payments be due?
Your first payment of 25% will be paid upfront and your goods will be delivered as if you’d paid the whole shebang! After that the next three (3) payments of 25% each will be paid automatically every two (2) weeks, for six (6) weeks. We’ll definitely try to take your payment during the day, but if things go pear-shaped for whatever weird technical reason, or if you’d like to make a payment earlier, you can log in to your Payflex account (https://portal.payflex.co.za/login) and make your payment manually. Just a heads up, you’ll need to make the payment before midnight on the day it’s due or you’ll incur that dreaded default fee of R65.00 (incl. VAT).
Can I pay my order early?
We will be BFFs forever! Make a manual payment at any time by logging into your account at https://www.payflex.co.za/login/. Go to “Payments”, look for the “Pay” button which shines brightly next to any upcoming or overdue payments, simply hit this button with all your might to make a payment using your debit, cheque or credit card.